PLATINUM - Hospital Care Package
Hospital Care Benefits include
Educational Discounts
Get up to 10% Discount on over 1,000 study courses at CTU Campuses in SA.
Short Term Insurance
You qualify for our special rates on personal motor & household and business insurance through Your Broker House FSP46444.
Monthly
eCoupons
Save up to R 750 on your monthly spending by using our ecoupons on a range of products which are redeemable at selected Shoprite, Pick n Pay and Dischem stores.
Life Insurance
You qualify for up to 10 million rand life cover without any medical examination.
Call a Teacher
Available on all 12 school subjects in all 11 languages. Your children and grandchildren have access to book a Teacher to help them with homework, research for school project and preparing for exams, Mondays to Thursdays between 6pm to 9pm. Help is just a call away.
Bond Originator Services
Our Bond Originator Partners will assist member at no charge with their full Bond Originator Services.
Free Will & Testament
Your Broker House will draw up members last Will & Testament at no charges.
Overall Annual Limit
No Overall Annual limit
The actual cost of hospitalization as an in-patient, including all associated services during the hospital admission at a private facility in the event of injuries sustained due to an accident. “What is an accident?
An accident means bodily injury caused by violent accidental and external physical means. E.g. Severe injuries resulting from a vehicle accident or working with factory machinery.”
Limited to R1 675 000 per person per incident. Pre-authorization is required.
Out-Patient Hospital Stabilization Emergency Only
The actual cost of hospitalization as an in-patient, in the event of an emergency that necessitates the stabilization of the patient before the patient is transferred to a public hospital.
Medical procedures are excluded.
“What is an emergency?
An event or unexpected health condition, which if not treated immediately would result in death or serious bodily impairment. E.g., Heart attack/stroke.”
Limited to R105 000 per person per incident. Pre-authorization is required.
The benefit payable for injuries sustained as a result of a minor accident shall be limited to treatment received in a hospital emergency unit. Pre-authorization is required.
Limited to R 8 350 per person per incident. Pre-authorization is required.
The actual cost of a MRI or CT scan necessitated as a result of an injury sustained due to an accident. Limited to R22 000 per person per year. Pre-authorization is required
Physiotherapy & Occupational therapy following an in-patient hospitalization due to an accident.
Limited to a period of 3 months following the discharge from an in-patient hospitalization incident and limited to R4 175 per person per year. Pre-authorization is required.
Limited to R40 000 per principal insured and first spouse dependent and R10,000 per child dependent.
Emergency Evacuation, including ambulance services (air or road) Inter-hospital transfers,
Repatriation of mortal remains,
Telephonic Medical advice (Ask a Doctor, ask a Nurse),
Unity Health push to call emergency dialing and find a provider app.
Permanent & Total Disability (Accident Only)
Permanent & Total Disability (Accident Only) R40 000 payable in the event of the principal insured member becoming permanently and totally disabled and unable to perform their own or similar occupation as a result of an accident.
Family Assistance Benefit
Limited to R1 500 per day, up to R4 500 per admission, subject to an annual limit of R20 000 per family.
Payable to a family member or friend nominated by the insured person for reasonable travel and accommodation expenses incurred when supporting the insured person in hospital.
Special Notes
- Make sure of the option you choose.
- There is a R 100.00 non-refundable Joining Fee.
- The first month is a registration month where not all the benefits will be active.
- Only 1 month waiting period.